Home Buying

US mortgage rates haved edged up

US long-term mortgage rates are close to historic lows despite a modest uptick in the averages this week, according to mortgage buyer Freddie Mac.

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WASHINGTON (AP) — US long-term mortgage rates ticked up slightly this week, yet they remain near historic lows.

Mortgage buyer Freddie Mac said Thursday that the average rate on the 30-year loan rose to 3.58 percent from 3.55 percent last week. Mortgage rates have fallen sharply as a slowing global economy and tensions from the trade war between the United States and China have caused the interest rates on government bonds to tumble, prompting the average rate for a 30-year home loan to decline from 4.52 percent a year ago.

Lower mortgage rates should help home buyers, but low inventories and high prices that have consistently eclipsed wage growth have restrained sales growth.

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The average mortgage rate for 15-year fixed-rate home loans rose to 3.06 percent, up from 3.03 percent last week.

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